A Feeling of Security - working with a Mortgage Banker
IT MAKES A DIFFERENCE THAT AMERICAN SECURITY MORTGAGE IS A MORTGAGE BANKER
Doing business with a Mortgage Banker rather than a mortgage broker makes a big difference. When you, a Realtor or Homebuilder do business with American Security Mortgage you enter into a stress free relationship. This is because we process, underwrite, approve and issue the attorney's closing instructions on your loan ourselves without having to send it to a third party to underwrite and prepare closing instructions.
Being a Mortgage Banker also means we use our own money to fund your loan. You don't have to wait for a check to be express mailed or wired from a distant location to your attorney.
We're Preferred. American Security Mortgage is the preferred lender for many quality builders. If you are a builder, Realtor or individual borrower, American Security Mortgage should be your preferred mortgage lender.
AMERICAN SECURITY MORTGAGE IS A DYNAMIC WORK ENVIRONMENT.
We ask everyone to embrace teamwork, to accept innovation when it provides a better way to perform tasks and to show a willingness to adapt to a constantly changing marketplace.
Loan Officers: Experienced, Knowledgeable and Sensitive to Customer Needs. On call on weekends.
Loan Processors: Experienced in processing all Government and Conventional mortgage products.
Underwriters: Our underwriters use Federal National Mortgage Assoc. (Fannie Mae-FNMA) and Federal Home Loan Mortgage Corp. (Freddie Mac-FHLMC) underwriting technology for same day as submitted underwriting decisions.
Our underwriters also have FHA "D.E." (Direct Endorsement) designations which allow us to commit and close FHA loans without further underwriting review.
Loan Closing: American Security Mortgage uses the most advanced and sophisticated automated technology for interfacing and electronic delivery to closing attorneys.